Where Do Pre-Approved Credit Card Offers Come From? Consumer credit reporting companies, like Experian, Equifax and TransUnion, allow companies to pull lists of individuals meeting specific credit criteria to send pre-approved or pre-screened offers of credit or insurance (referred to as “Firm Offers”). Benefits of Receiving Firm Offers (Pre-Approved Credit Offers) According to the official Consumer … Continue reading Should You Opt Out of Credit Offers?
Photo courtesy of Flickr user Javier Ruiz This Thursday, April 14th, marks the start of an annual spring severe weather campaign to encourage the people of Wisconsin to be prepared for any possible tornados or other severe weather that comes with the season. For the first time ever on Thursday, sconnies can expect multiple mock … Continue reading How to Prep for Severe Spring Weather
Another year has passed which means you’ve maintained another year of home-ownership! Congratulations. Before you pop the champagne though, it is essential to evaluate the past year, where your mortgage is currently at, and your plans for the future. Having a yearly mortgage checkup, like an annual physical or dental exam, is just as important … Continue reading Why You Need an Annual Mortgage Review
There’s something in the water…and outside your door. Loan sharks, who are often known to prey on low income families in desperate situations, may seem friendly at first, but doing business with them will ultimately cost you an arm and a leg. A loan shark can be defined as an unauthorized person or entity who … Continue reading How to Spot a Loan Shark
Owning your first home is both a major accomplishment and a major reality check. In a short period of time, your title changes from simple “renter” to not so simple “homeowner”. With all the tasks that come along with home ownership, that simple name soon transforms into multiple job titles including landlord, handyman, interior designer, … Continue reading 6 Things No One Tells You About Becoming a Homeowner